With over 90% of the world’s money trading hands in the form of credit, it’s probably likely that you already own one or two credit cards yourself. Besides the sheer amount of credit around which everything seems to revolve these days, it’s a fact that credit cards are also undeniably convenient: No bulky wallet with [...]
When I moved from Italy to London last year, I obviously had need of renting an apartment. This was something I’d done a lot of times, throughout my adult life. Having lived in 5 different countries, I was very familiar with the whole thing, and regarded it as a pretty straightforward process I could manage [...]
Really, Do you know what your credit score is? Your bank certainly does, and they get to have the fun of denying you a loan… without having to tell you why. Banks don’t have to tell you what the reasons are for not issuing you a loan. They operate within a set of certain rules, [...]
If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want to consider if you should really care what your score is. Think about your situation very seriously for a moment. You’re losing sleep and can barely make the minimum payments due [...]
More and more people are becoming aware of their credit report, and how it affects them in their daily lives. As they apply for a home loan, credit card, or line of credit, they realize that credit scores can make a huge difference in the amount of interest they will pay. Some have even realized [...]
